Privacy Policy Heartland State Bank

FACTS

WHAT DOES HEARTLAND STATE BANK DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Transaction History
Account Balances and Account Transactions
Credit History and Checking Account Information

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Heartland State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Heartland State Bank share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes – to offer our products and services to you

We don’t share

For joint marketing with other financial companies

We don’t share

For our affiliates’ everyday business purposes – information about your transactions and experiences

We don’t share

For our affiliates’ everyday business purposes – information about your creditworthiness

We don’t share

For nonaffiliates to market to you

We don’t share

Questions?

Call toll-free 1-800-584-9282 or local (701) 493-2817

Who we are

Who is providing this notice?

Heartland State Bank, Edgeley, ND

What we do

How does Heartland State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Heartland State Bank collect my personal information?

We collect your personal information, for example, when you

Open an account
Apply for a loan
Make deposits or withdrawals from your account
Give us your contact information
Use your debit or credit card

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes � information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Jans Insurance Agency, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Heartland State Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Heartland State Bank doesn’t jointly market.

Other Important Information

For North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

Mobile Banking Privacy

Privacy Policy

Heartland State Bank is committed to safeguarding your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and disclose your data when you use our banking app available on Google Play and the Apple Store. By using our app, you consent to the practices described in this policy.

Information We Collect

Camera and Images: Heartland State Bank may request access to your device’s camera and images. This access is used for the purpose of personalizing your banking experience by allowing you to capture images of checks, documents, or other relevant information.
Contacts: We may also request access to your device’s contacts. This access is used to simplify the process of transferring funds to your contacts or to help you find and connect with your contacts who are also using our banking services.

How We Use Your Information

Personalization: Access to your camera and images allows us to offer you a personalized banking experience. For example, you can easily deposit checks by capturing images, and we can assist you in organizing and managing your financial documents.
Contacts Integration: Access to your contacts enables us to streamline interactions with your friends and family who also use our app. You can initiate fund transfers or payments more conveniently.

Your Choices

You have the right to grant or revoke access to your camera, images, and contacts at any time through your device’s settings. Please be aware that revoking access to certain features may limit the functionality of our app.

Changes to this Policy

We may update this Privacy Policy to reflect changes in our practices or applicable laws. Any updates will be posted on our website or within our app. Please review this policy periodically to stay informed about how we handle your data.

By using our app, you acknowledge and agree to the terms outline in this Privacy Policy.

Privacy Policy

Internet Banking

Mobile Banking Privacy