Farm Operating Loans

We offer flexible lines of credit to help you make it through the farming season. Whether its crop farming, livestock ranching or both we can tailor an operating loan to meet your needs.

Equipment Loans

Whether it is new or used, we can offer competitive rates to finance your next equipment upgrade or to expand your current equipment line.

Livestock Loans

No matter if you want to expand your herd to an all-time high or if you just want to buy your first few head, we can offer livestock purchase loans to suit your needs.

Ag Real Estate Loans

Do you want to buy new land or just refinance your existing real estate? Either way Heartland State Bank has many ways to help you accomplish your goals.

Loan Programs

Heartland State Bank has access to a wide variety of loan programs through the Bank of North Dakota (BND) and the Farm Service Agency (FSA). We can help with low rate financing for those farmers that are just starting out as well as those that are more established.